EOFY Tax Checklist 2027
The 2026-27 financial year ends on 30 June 2027. This EOFY tax checklist sets out the dates, caps and deduction rates that matter before then, with a calculator for each step.
Key EOFY 2027 dates
| 30 June 2027 | End of the 2026-27 financial year. Deductible spending and super contributions must be paid by then (check your super fund's cut-off for receiving contributions). |
| 14 July 2027 | Employers finalise income statements through Single Touch Payroll by this date. |
| 31 October 2027 | Deadline to lodge your own 2026-27 tax return. |
EOFY checklist: super
- Concessional cap: $32,500 a year, including employer super. Work out how much room you have with the salary sacrifice calculator.
- Non-concessional cap: $130,000 a year from after-tax money.
- Government co-contribution: up to $500 if you earn under $64,293 and make a personal after-tax contribution (full amount under $49,293).
- Division 293: an extra 15% tax on concessional contributions if your income plus contributions is over $250,000.
EOFY tax checklist: deductions
- Working from home: 70c an hour under the fixed rate method (latest ATO rate). Use the work from home tax deduction calculator.
- Car expenses: 91c a km for 2026-27, up to 5,000 km.
- Equipment under $300: claim the full cost; more expensive items are depreciated.
- Novated lease or salary packaging: check your reportable fringe benefits with the novated lease calculator.
EOFY checklist: check your refund
- Estimate your refund or bill with the tax return calculator (2026-27 rates).
- Check your HELP repayment with the HECS calculator and the Medicare levy surcharge with the Medicare levy calculator.
- Selling shares or property? Estimate the tax with the capital gains tax calculator. From 1 July 2027 the 50% CGT discount is replaced for new gains.
Frequently asked questions
What should be on my EOFY tax checklist?
Before 30 June: top up super within your caps, pay for deductible items and check your work from home hours log. After 30 June: wait for your income statement to be finalised (by 14 July), then estimate your refund and lodge by 31 October 2027.
When is EOFY 2027?
The 2026-27 financial year ends on 30 June 2027. Tax returns you lodge yourself are due by 31 October 2027; a registered tax agent can lodge later under their lodgment program.
What is the concessional super contribution cap for 2026-27?
$32,500, including your employer's super guarantee (12%) and any salary sacrifice. If your total super balance was under $500,000 on 30 June 2026, you may also use unused cap amounts from the previous 5 years.
What can I claim for working from home at EOFY?
The ATO fixed rate (70c an hour in 2025-26) for every hour you worked from home, if you kept a record of those hours, plus the decline in value of equipment such as computers and desks.