Free Pay Calculator Australia (2026-27)
This pay calculator (an after tax calculator for your salary) shows your take-home pay each week, fortnight or month after income tax, the Medicare levy and HELP repayments. Enter your salary; it uses the ATO's 2026-27 resident tax rates.
Take-home pay at common salaries (2026-27)
| Salary | Tax + Medicare | Per fortnight | Per year |
|---|---|---|---|
| $50,000 | $6,270.00 | $1,681.93 | $43,730.00 |
| $70,000 | $12,920.00 | $2,195.38 | $57,080.00 |
| $90,000 | $19,320.00 | $2,718.46 | $70,680.00 |
| $120,000 | $28,920.00 | $3,503.07 | $91,080.00 |
| $150,000 | $39,570.00 | $4,247.31 | $110,430.00 |
| $200,000 | $59,870.00 | $5,389.61 | $140,130.00 |
How the pay calculator works out your pay
- Income tax at the resident rates below. The first $18,200 is tax-free.
- Low income tax offset: up to $700 off your tax if you earn under $66,667.
- Medicare levy: 2% of taxable income, reduced if you earn less than $35,013.
- HELP / HECS: compulsory repayments once your repayment income passes $69,528.
- Medicare levy surcharge: 1% to 1.5% extra if you earn over $105,000 and have no private hospital cover.
2026-27 resident tax rates
| Taxable income | Tax on this income |
|---|---|
| $0 – $18,200 | Nil |
| $18,201 – $45,000 | 15c for each $1 over $18,200 |
| $45,001 – $135,000 | $4,020 plus 30% of the amount over $45,000 |
| $135,001 – $190,000 | $31,020 plus 37% of the amount over $135,000 |
| $190,001 and over | $51,370 plus 45% of the amount over $190,000 |
Super
Your employer must pay 12% of your ordinary time earnings into super, on top of your pay, up to the maximum contribution base of $270,830 a year. Salary sacrifice adds to that and lowers your taxable income. See the super calculator to project your balance.
Frequently asked questions
How does this pay calculator work out my take-home pay?
Take your annual salary, subtract income tax at the 2026-27 resident rates, take off the low income tax offset if you qualify, then subtract the 2% Medicare levy and any HELP repayment. On $90,000 that leaves $70,680.00 a year, or $2,718.46 a fortnight.
Is this an after tax calculator?
Yes. It works as an after tax calculator for any salary: it takes off income tax, the Medicare levy and (if you choose) HELP and the Medicare levy surcharge, and shows what is left each week, fortnight, month or year.
Is super included in my pay?
Usually not. Employers pay 12% super guarantee on top of your salary. If your job is advertised as a "package including super", choose "Yes, package" and the calculator splits it into salary and super.
Why is my payslip slightly different?
Employers withhold tax using the ATO's weekly, fortnightly and monthly withholding tables. They round each pay, so withholding can differ from your yearly tax by a few dollars. The difference is settled when you lodge your tax return.
How much tax do I pay on $100,000 in Australia?
About $22,520 in 2026-27: income tax plus the 2% Medicare levy, leaving $77,480 a year. Use the pay calculator above for your own salary.
How much is $60,000 a year after tax?
$50,380 a year in 2026-27, or $1,937.69 a fortnight, for an Australian resident with no HELP debt.
Sources
- ATO: Tax rates – Australian residents
- ATO: Medicare levy reduction for low-income earners
- ATO: Low income tax offset
- ATO: Medicare levy surcharge income thresholds and rates
- ATO: Study and training support loans – repayment thresholds and rates
- ATO: Super guarantee rate and maximum contribution base
- ATO: Contributions caps
- ATO: Tax rates – foreign residents
- ATO: Schedule 15 – working holiday makers