Stamp Duty on $400,000 in NSW

Stamp duty on a $400,000 property in NSW (New South Wales) is $12,187.00 at the general rate. Change the price or buyer below to recalculate with official New South Wales rates.

$
Use the price or market value, whichever is higher.
Stamp duty
$12,187.00
Transfer duty$12,187.00
Foreign purchaser surcharge$0.00
Duty before first home concession$12,187.00

Rates used: General rates.

Estimate only. Eligibility rules apply to every concession; the state revenue office makes the final assessment.

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Stamp duty on $400,000 in NSW by buyer

BuyerStamp dutyShare of price
Investor (general rate)$12,187.003.05%
Home you will live in$12,187.003.05%
First home buyer, established home$0.000%
First home buyer, new home$0.000%
Foreign buyer (duty plus surcharge)$48,187.0012.05%

How the $400,000 figure is worked out

  • General rate: $11,602.00 plus $4.50 per $100 of the $13,000 above $387,000 (rounded up to the next $100).

First home buyers: Full exemption: home valued $800,000 or less.

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Stamp duty near $400,000 in NSW

PriceGeneral rateHome buyer
Stamp duty on $300,000$8,557$8,557
Stamp duty on $350,000$10,307$10,307
$400,000$12,187$12,187
Stamp duty on $450,000$14,437$14,437
Stamp duty on $500,000$16,687$16,687
Stamp duty on $550,000$18,937$18,937

$400,000 stamp duty in every state

At $400,000, New South Wales ranks number 2 of 8 from cheapest for general-rate stamp duty.

StateGeneral rate
Australian Capital Territory$8,000
New South Wales$12,187
Queensland$12,425
Western Australia$13,015
Tasmania$13,998
South Australia$16,330
Northern Territory$16,514
Victoria$19,070

Frequently asked questions

How much is stamp duty on $400,000 in NSW?

Stamp duty on a $400,000 property in New South Wales is $12,187.00 at the general rate. That is 3.05% of the price. An eligible first home buyer pays no duty on an established home at $400,000.

Do first home buyers pay stamp duty on $400,000 in NSW?

An eligible first home buyer pays no duty on an established home at $400,000.

How much stamp duty does a foreign buyer pay on $400,000 in NSW?

$48,187.00 in total: $12,187.00 transfer duty plus $36,000.00 surcharge purchaser duty (9%).

Sources

Rates checked 2026-11-11. Estimates only, not legal or financial advice; the New South Wales revenue office makes the final assessment. Special concessions (pensioner, off-the-plan, farmland) are not included. See how we calculate.

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