Free NSW Stamp Duty Calculator (New South Wales)
This NSW stamp duty calculator works out transfer duty on a property in New South Wales, with first home buyer concessions and the foreign purchaser surcharge. Rates come from the official New South Wales revenue office.
NSW stamp duty calculator: duty by price in New South Wales
| Price | Investor | Home buyer | First home buyer |
|---|---|---|---|
| $400,000 | $12,187.00 | $12,187.00 | $0.00 |
| $500,000 | $16,687.00 | $16,687.00 | $0.00 |
| $600,000 | $21,187.00 | $21,187.00 | $0.00 |
| $700,000 | $25,687.00 | $25,687.00 | $0.00 |
| $750,000 | $27,937.00 | $27,937.00 | $0.00 |
| $800,000 | $30,187.00 | $30,187.00 | $0.00 |
| $900,000 | $34,687.00 | $34,687.00 | Reduced* |
| $1,000,000 | $39,187.00 | $39,187.00 | $39,187.00 |
| $1,250,000 | $50,437.00 | $50,437.00 | $50,437.00 |
| $1,500,000 | $63,787.00 | $63,787.00 | $63,787.00 |
Duty on a set price in NSW
- $300,000 in NSW
- $350,000 in NSW
- $400,000 in NSW
- $450,000 in NSW
- $500,000 in NSW
- $550,000 in NSW
- $600,000 in NSW
- $650,000 in NSW
- $700,000 in NSW
- $750,000 in NSW
- $800,000 in NSW
- $850,000 in NSW
- $900,000 in NSW
- $950,000 in NSW
- $1,000,000 in NSW
- $1,100,000 in NSW
- $1,200,000 in NSW
- $1,300,000 in NSW
- $1,400,000 in NSW
- $1,500,000 in NSW
- $1,600,000 in NSW
- $1,750,000 in NSW
- $2,000,000 in NSW
- $2,500,000 in NSW
- $3,000,000 in NSW
New South Wales transfer duty rates
| Dutiable value | Duty |
|---|---|
| $0 – $18,000 | $1.25 per $100 |
| $18,001 – $38,000 | $225 plus $1.50 per $100 over $18,000 |
| $38,001 – $103,000 | $525 plus $1.75 per $100 over $38,000 |
| $103,001 – $387,000 | $1,662 plus $3.50 per $100 over $103,000 |
| $387,001 – $1,290,000 | $11,602 plus $4.50 per $100 over $387,000 |
| $1,290,001 – $3,870,000 | $52,237 plus $5.50 per $100 over $1,290,000 |
| Over $3,870,000 | $194,137 plus $7.00 per $100 over $3,870,000 |
First home buyers in New South Wales
No duty on a home up to $800,000; a concessional rate up to $1,000,000. Vacant land: no duty to $350,000, concession to $450,000.
Foreign purchasers
Surcharge purchaser duty: 9% of the dutiable value, payable on top of transfer duty.
Worked example: $750,000
A $750,000 established home in New South Wales attracts $27,937.00 duty at the general rate. First home buyer: Full exemption: home valued $800,000 or less.
Good to know
- Minimum duty is $20.
- The premium rate ($7.00 per $100) applies to residential land over $3,870,000.
- At least one first home buyer must be an Australian citizen or permanent resident and live in the home for 12 continuous months.
Buying a car? Use the NSW car stamp duty calculator for motor vehicle duty.
Other states
- Victoria
- Queensland
- Western Australia
- South Australia
- Tasmania
- Australian Capital Territory
- Northern Territory
Frequently asked questions
What does this NSW stamp duty calculator include?
It applies New South Wales's current transfer duty rates, the first home buyer rules and the 9% foreign purchaser surcharge, as published by the New South Wales revenue office. Special concessions (pensioners, off-the-plan, farmland) are not included.
How much is stamp duty on a $750,000 home in New South Wales?
$27,937.00 at the general rate. An eligible first home buyer pays $0.00.
Do first home buyers pay stamp duty in New South Wales?
No duty on a home up to $800,000; a concessional rate up to $1,000,000. Vacant land: no duty to $350,000, concession to $450,000.
Is there a foreign buyer surcharge in New South Wales?
Yes. Surcharge purchaser duty is 9% of the property value, on top of normal duty.