Stamp Duty on $650,000 in ACT

Stamp duty on a $650,000 property in ACT (Australian Capital Territory) is $17,880.00 at the general rate and $14,888.00 if you will live in it. Change the price or buyer below to recalculate with official Australian Capital Territory rates.

$
Use the price or market value, whichever is higher.
Stamp duty
$14,888.00
Transfer duty$14,888.00
Foreign purchaser surcharge$0.00
Duty before first home concession$14,888.00

Rates used: Eligible owner-occupier rates.

Estimate only. Eligibility rules apply to every concession; the state revenue office makes the final assessment.

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Stamp duty on $650,000 in ACT by buyer

BuyerStamp dutyShare of price
Investor (general rate)$17,880.002.75%
Home you will live in$14,888.002.29%
First home buyer, established home$0.000%
First home buyer, new home$0.000%
Foreign buyer (duty plus surcharge)$17,880.002.75%

How the $650,000 figure is worked out

  • General rate: $11,400.00 plus $4.32 per $100 of the $150,000 above $500,000 (rounded up to the next $100).
  • Eligible owner-occupier rates: $8,408.00 plus $4.32 per $100 of the $150,000 above $500,000 (rounded up to the next $100).

First home buyers: Home Buyer Concession Scheme: from 1 July 2026 there is no income test or property value cap, so eligible buyers pay no duty.

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Stamp duty near $650,000 in ACT

PriceGeneral rateHome buyer
Stamp duty on $500,000$11,400$8,408
Stamp duty on $550,000$13,560$10,568
Stamp duty on $600,000$15,720$12,728
$650,000$17,880$14,888
Stamp duty on $700,000$20,040$17,048
Stamp duty on $750,000$22,200$19,208
Stamp duty on $800,000$25,150$22,158

$650,000 stamp duty in every state

At $650,000, Australian Capital Territory ranks cheapest for general-rate stamp duty.

StateGeneral rate
Australian Capital Territory$17,880
Queensland$22,275
New South Wales$23,437
Tasmania$24,623
Western Australia$24,890
South Australia$29,580
Northern Territory$32,175
Victoria$34,070

Frequently asked questions

How much is stamp duty on $650,000 in ACT?

Stamp duty on a $650,000 property in Australian Capital Territory is $17,880.00 at the general rate, or $14,888.00 for a home you will live in (eligible owner-occupier rates). That is 2.75% of the price. An eligible first home buyer pays no duty on an established home at $650,000.

Do first home buyers pay stamp duty on $650,000 in ACT?

An eligible first home buyer pays no duty on an established home at $650,000.

How much stamp duty does a foreign buyer pay on $650,000 in ACT?

$17,880.00. Australian Capital Territory had no foreign purchaser surcharge on the official pages we read.

Sources

Rates checked 2026-11-11. Estimates only, not legal or financial advice; the Australian Capital Territory revenue office makes the final assessment. Special concessions (pensioner, off-the-plan, farmland) are not included. See how we calculate.

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